How Long-Term Clients Are Benefiting from Smarter Health Plans: Interviews with MBA Administrators’ Partners

At MBA Administrators, we believe the real measure of success is not just in what we promise, but in what our clients experience over time. That’s why we sat down with several of our long-term partners to talk candidly about the impact their employee benefit plans have had on their organizations. The results go beyond numbers. They reveal how strategic healthcare planning can create real, lasting value for companies and their people.

Turning Savings into Strategy

For many businesses, healthcare benefits are one of the top three operating costs. That’s a significant investment, and one our clients are learning to manage more effectively.

“Employee benefits on our healthcare plan is our third largest cost,” shared one business leader. “When we’re able to reduce those costs, it allows us to invest elsewhere — into equipment, into people. We’ve been able to use those savings to grow our business.”

Cost savings have empowered these companies to reinvest in what matters most: their workforce and future growth. For some, it means expanding capabilities. For others, it means boosting wages or upgrading infrastructure.

Weathering the Storms and Reaping the Rewards

No business goes without challenges. One client reflected on a tough first year with MBA, marked by high claims costs. But instead of facing cancellations or skyrocketing premiums — common outcomes with traditional insurers — they found stability.

“Our first year with MBA was a bad year with expensive claims. But any other insurer probably would have stopped insuring us, or our costs would have skyrocketed. That was an anomaly year. Now, some of the money sits in an account. If no claims are filed against it, it rolls over.”

This rollover feature gives businesses more control and stability over time, even in the face of unexpected claims. It’s a proactive, long-term approach that goes beyond the short-sighted cycles of annual renewals.

More Than Numbers, It’s About People

While financial savings are essential, several clients emphasized that their employee benefit plans were just as valuable for what they help retain: talent.

“It’s hard to really say or see cost savings. For my company, it’s more of a way to help keep employees long term. Everyone wants to be able to afford insurance.”

Another client echoed this sentiment, highlighting employee retention as a key benefit:

“The employee retention has really won us over. Just dollar for dollar, that really saves a lot. We also have more control over the premiums we charge employees, and more transparency on what we’re paying for.”

MBA’s approach provides both flexibility and visibility, helping companies customize benefits that support their teams and build loyalty. One client noted an impressive average employee tenure of 14 to 15 years, attributing part of that to their robust healthcare plan and competitive compensation.

The Bottom Line

Health insurance isn’t just a line item. It’s a strategic tool. The companies we spoke with have leveraged their partnerships with MBA Administrators not only to save on costs, but to invest in people, weather tough years, and build stronger foundations for long-term success.

Whether it’s the flexibility to roll over unused funds, the power to control premium contributions, or the ability to offer better benefits that retain great employees, our clients’ experiences speak volumes.

Thinking Long-Term About Your Employee Benefits?
Contact MBA Administrators today to find out how a smarter healthcare strategy could benefit your business.