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Group Health Insurance

ACA Reporting Requirements

By Sarah Johnson / January 7, 2016

Staying in the know is a crucial component to running a successful business. Last week the U.S. Treasury and the IRS announced an ACA reporting requirements extension for distributing information to employees. While the IRS is prepared to receive documentation of health coverage by employers, because of feedback from businesses, the required deadlines to report…

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MBA Benefit Administrators shines new light on solutions to the runaway healthcare costs crisis.

By Sarah Johnson / January 7, 2016

Sometimes history provides the best perspective and subsequently solutions to life’s most challenging problems, for example runaway healthcare costs. Read on to learn a history lesson on the beginning of PPO networks and how the disconnect between medical services and the cost of service were born. The future is best planned for by looking in…

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Forecasting Govt. & Politics + Business Tips by Fred Hunt, SPBA Past President

By Sarah Johnson / November 10, 2015

Personal candid comments from SPBA Active Past President Fred Hunt Americans are starting the process of envisioning how each candidate might act as President on benefits & health issues.  Therefore,  this week’s e-mail is a very candid specific insider look into how the past 7 Presidents  have actually functioned.  Most of the time, what really…

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It’s Renewal Time

By Sarah Johnson / October 5, 2015

In 2015 100% of our clients received a reduction in their medical benefits rate. Yes, you read that right. Every single one of our clients, who are taking advantage of our cost saving program, The Open Solution saved money. That includes municipalities, Native American Tribes, private corporations and school districts. What if we were to…

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Cut the cost of your health insurance

By Abe Welty / July 25, 2015

It is health insurance renewal time again. You mull over a couple of options provided by your loyal and trusted broker. Once again your premiums are going up, and will need to make room in your budget for the increase. This pattern of increasing costs is only going to continue year after year. You ask…

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Phyllis Merrill Presents in San Diego to BenefitsCONNECT

By Sarah Johnson / April 17, 2015

Phyllis Merrill is excited about the opportunity to present at this year’s Benefit Technology Summit, sponsored by BenefitsCONNECT. She will be speaking on the topic of group medical benefits, “The Only Way To Pay Less For Health Care Is To Pay Less For Health Care,” where she will discuss how employer groups can take control…

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Phyllis Merrill Receives Award for Book Contribution

By Sarah Johnson / February 15, 2015

What is it about the material Phyllis Merrill contributed to Brian Tracy’s new book, “UNcommon: Common Sense but Uncommon Knowledge from ​Today’s ​Leading ​Entrepreneurs and ​P​rofessionals to ​Help ​You ​L​ead an ​Extraordinary ​Life of ​Health, ​Wealth and ​Success” that is creating so much recognition? “Phyllis is driven and energetic and brings a different type of…

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Who is on your side?

By Sarah Johnson / January 14, 2015

In the current group health insurance scenario, if you’re like most companies and organizations, it’s unlikely you have anybody sitting on your side of the table protecting your interests.  Consider that hospitals, doctors, insurance companies, pharmaceutical and medical device companies and even brokers are on the other side of the table from you while you…

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Are You Tired of Worrying About PPO Networks?

By Sarah Johnson / January 14, 2015

Are you tired of worrying about PPO networks and whether your employees’ doctors are a part of it?  Are you afraid to change insurance companies because they use a different network?  Do you really want to be in the position of making caregiver decisions for other people?  What if you could do away with this…

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Who’s Drinking Your Milkshake?

By Sarah Johnson / January 14, 2015

“How many businesses do you know that want to cut their revenues in half?  That’s why the health care industry won’t fix the health care industry.” – Rick Scott, Governor of Florida and formerly the CEO of Fortune 100 HCA (Hospital Corporation of America) Sounds about right doesn’t it? Think about the players in the…

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