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What the Underwriters Know

By Sarah Johnson / July 10, 2019

MBA executives and underwriting specialists have been involved in the quoting process and working with the underwriting process for self-funded plans over the last 30 years. So, we have seen our fair share of underwriting issues. We recently attended a seminar where we learned the methodologies insurance underwriters use to rate plans. During this event,…

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The Open Solution - Medical Marijuana

Medical Marijuana – What You Should Consider In ERISA Plans

By Sarah Johnson / February 14, 2019

With more and more states legalizing the use of medical marijuana, many people are turning to it for relief from a wide range of different medical ailments. Unfortunately, despite the fact that many people find relief from its use, and a lot of doctors are prescribing it for their patients, many insurance plans in the…

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Helping Hands caring for cancer donation image

How You Can Help MBA in the Fight Against Cancer

By Sarah Johnson / May 29, 2018

In 2018 there will be an estimated 1,735,350 new cancer cases diagnosed in the U.S, and 609,640 deaths. As tragic as those numbers are, what makes it even worse is that they are not just statistics. The word “cancer” isn’t just about the disease. We all are crushed by it; family, friends and maybe even…

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ELAP has a new dedicated Spanish line

By Sarah Johnson / March 8, 2017

In the economic atmosphere of rising premiums and decreasing benefits, at MBA Benefit Administrators, we are transforming the healthcare landscape nationally, in part due to our partnership with ELAP, a medical bill audit and repricing company which provides fiduciary protection to our clients. This week ELAP is happy to announce that a Spanish speaking que…

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ACA Reporting Delay

By Sarah Johnson / December 2, 2016

We received this email alert from the SPBA on November 18, 2016: ACA Reporting Delay IRS just released Notice 2016-70, extending the due date for furnishing to individuals 1095-C, Employer-Provided Health Insurance Offer and Coverage, as well as 1095-B from January 31, 2017 to March 2, 2017. The Notice also extends good-faith transition relief from…

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In Honor of our Veterans

In Honor of our Veterans

By Sarah Johnson / November 11, 2016

MBA would like to express its gratitude to the veterans that work for MBA and all those who have given and risked so much serve and allow us to have the freedoms and rights that we enjoy as a nation today. Veterans currently with MBA include: Vice President, Vince Klingler, who served in the Utah…

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The ACA's Cadillac Tax is unrolling soon.

Don’t Be Caught Unaware, the Cadillac Tax Is Waiting To Time In

By Sarah Johnson / November 26, 2015

It’s all about taxes. According to the Affordable Care Act of 2010, requiring the purchase of a product is illegal, but mandating a tax for not purchasing that product is legal. At this point, as a business owner, insurance broker, or HR professional, you have weathered the first season of regulations that have come, but…

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Frequently Asked Questions About the Cadillac Tax

By Sarah Johnson / November 25, 2015

What is the purpose of the Cadillac tax? First, the tax acts as a source of revenue to fund the costs of the ACA; second, to encourage the reduction of costs in providing health care; and third, to eliminate the tax benefits for employers who compensate their staff through benefits, rather than directly with taxable…

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Don’t be Trapped by PPO Network Contracts

By Abe Welty / August 25, 2015

Why do you continue paying outlandish premiums for your insurance plan? Why do your premiums go up every year? What if there was a way to keep employee premiums down without lowering benefits or raising deductibles? You need a smart alternative to the typical PPO network discounts that hardly make a difference in terms of…

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Busting 3 Big Myths about Self-Insured Health Plans

By Abe Welty / June 25, 2015

Many companies have evaluated the increasing premium costs associated with their group medical insurance programs and have looked for ways to improve cash flow and economize on the budget for employee benefits.  This has given rise to partial self-funding and insured stop-loss managed platforms.  Any company that is not using this type of a plan…

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