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MBA Administrators HSA Limits

HSA Limit Increase for 2023 Means More Opportunities to Build Health Savings

By Keith Klingler / June 29, 2022

Inflation. That’s the word on everyone’s minds these days. The higher it goes, the less take-home pay there is. But there is something positive to look forward to in this 40-year high inflation event: a substantial increase in Health Savings Account (HSA), High-Deductible Health Plans (HDHPs) and Excepted-Benefit Health Reimbursement Arrangements (HRAs) limits for 2023.…

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Your Rights and Protections Against Surprise Medical Bills

Your Rights and Protections Against Surprise Medical Bills

By rowena / April 26, 2022

What is surprise billing? “Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider. What is balance billing? When you see a…

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How Self-Funded Groups Keep Costs Down

By rowena / April 11, 2022

According to the latest Kaiser Family Foundation’s Survey of Employer Health Benefits, 64 percent of employed, insured workers are covered under self-funded plans. Under Self-Funded plans, the employer is financially responsible for healthcare claims incurred by employees, as opposed to traditional fully-insured plans, which come with ever-rising premiums, administrative costs, and profit margins. At first…

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Administration Releases Guidance on At-Home Testing Coverage Requirements

Administration Releases Guidance on At‑Home Testing Coverage Requirements

By rowena / February 16, 2022

Effective January 15, 2022 through the end of the declared public health emergency, in accordance to the new expansion of the Families First Coronavirus Response Act (“FFCRA”), at-home tests will now be covered by the plan up to the cost of the test or $12 (whichever is lower) for each individual on the plan up…

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Affordability Percentages Will Decrease for Large Employer Group Health Plans in 2022

Affordability Percentages Will Decrease for Large Employer Group Health Plans in 2022

By rowena / October 15, 2021

The IRS announced that the ACA’s affordability contribution percentages for 2022 will decrease significantly—to 9.61% from the current limit of 9.83%. Consequently, large employers may have to adjust their employee contributions so plans remain affordable. This affordability percentage is significant under the ACA employer mandate pay-or-play rules. For a large employer (with 50 or more…

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DOL Releases No Surprises Act FAQs Delaying Enforcement

By rowena / September 7, 2021

On Friday, August 20, the Department of Labor released an FAQ document regarding the No Surprises Act and the transparency provisions Consolidated Appropriations Act, 2021 (CAA). This FAQ, prepared jointly with HHS and Treasury, provides important delays in the implementation of multiple requirements in these laws. The FAQ covers a variety of topics, including: Transparency…

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MBA David Jones

Welcome David Jones to MBA Benefit Administrators

By rowena / August 20, 2021

We are pleased to announce that David Jones has joined MBA Benefit Administrators as the Business Development and Broker Relationship Manager. He will work as a liaison between MBA and Brokers, assisting with employer groups for new business, renewals, and plan set-up. David has more than six years of financial/health and benefit industry experience and…

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MBA Administrators - COBRA Subsidy under the American Rescue Plan

COBRA Subsidy Under the American Rescue Plan

By Sarah Johnson / May 19, 2021

There is some good news for employees with a qualifying event who chose not to take COBRA or who are no longer enrolled in COBRA. Under the American Rescue Plan Act of 2021 (ARP), qualified beneficiaries covered from April 1, 2021 to September 30, 2021 get a second chance at coverage with a 100% subsidy.…

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MBA’s 25th Annual Company Retreat

By Sarah Johnson / July 17, 2019

MBA’s 25th annual company retreat was enjoyed in Oceanside, California in May. On May 23, MBA employees of 5 years or more employment at the company departed for southern California, Oceanside to celebrate in style.  Sun, ocean, games, shopping, team building were all a part of the fun. MBA honors its long term employees each year…

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What the Underwriters Know

By Sarah Johnson / July 10, 2019

MBA executives and underwriting specialists have been involved in the quoting process and working with the underwriting process for self-funded plans over the last 30 years. So, we have seen our fair share of underwriting issues. We recently attended a seminar where we learned the methodologies insurance underwriters use to rate plans. During this event,…

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