Posts
Sometimes history provides the best perspective and subsequently solutions to life’s most challenging problems, for example runaway healthcare costs. Read on to learn a history lesson on the beginning of PPO networks and how the disconnect between medical services and the cost of service were born. The future is best planned for by looking in…
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It’s all about taxes. According to the Affordable Care Act of 2010, requiring the purchase of a product is illegal, but mandating a tax for not purchasing that product is legal. At this point, as a business owner, insurance broker, or HR professional, you have weathered the first season of regulations that have come, but…
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It’s all about taxes. According to the Affordable Care Act of 2010, requiring the purchase of a product is illegal, but mandating a tax for not purchasing that product is legal. At this point, as a business owner, insurance broker, or HR professional, you have weathered the first season of regulations that have come, but…
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What is the purpose of the Cadillac tax? First, the tax acts as a source of revenue to fund the costs of the ACA; second, to encourage the reduction of costs in providing health care; and third, to eliminate the tax benefits for employers who compensate their staff through benefits, rather than directly with taxable…
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By SPBA Active Past President Fred Hunt – September 8, 2015 As a starting basis, it is important to remember that employee benefits are a political orphan. Neither party nor left nor right are a natural enemy or friend of employee benefits. The good news is that we are not automatically on anyone’s political hit…
Read MorePersonal candid comments from SPBA Active Past President Fred Hunt Americans are starting the process of envisioning how each candidate might act as President on benefits & health issues. Therefore, this week’s e-mail is a very candid specific insider look into how the past 7 Presidents have actually functioned. Most of the time, what really…
Read MorePersonal candid comments from SPBA Active Past President Fred Hunt Americans are starting the process of envisioning how each candidate might act as President on benefits & health issues. Therefore, this week’s e-mail is a very candid specific insider look into how the past 7 Presidents have actually functioned. Most of the time, what really…
Read MoreIn 2015 100% of our clients received a reduction in their medical benefits rate. Yes, you read that right. Every single one of our clients, who are taking advantage of our cost saving program, The Open Solution saved money. That includes municipalities, Native American Tribes, private corporations and school districts. What if we were to…
Read MoreWhy do you continue paying outlandish premiums for your insurance plan? Why do your premiums go up every year? What if there was a way to keep employee premiums down without lowering benefits or raising deductibles? You need a smart alternative to the typical PPO network discounts that hardly make a difference in terms of…
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Free Bonus Chapter “End your frustration and take control. These are your keys to success: no network requirements in the plan, state-of-the art auditing and re-pricing of claims based on the actual cost of the procedure, customized plans to fit your corporate character and experienced medical management to reduce and eliminate hospital claims. Whatever you…
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